Your mom always told you
"Don't forget your umbrella."

While she was probably talking about the weather, the same holds true in life. Big lawsuits can happen, regardless of your financial status. If you get sued and don't have adequate liability coverage, almost everything you own could be fair game to pay off the debt. But with a personal umbrella policy from Allied Insurance, you'll have the peace of mind that comes with knowing your financial future is protected.

What is it?

An Allied umbrella liability policy works just like its name implies, covering the liability portion of your auto and homeowners policies to provide extra liability protection. It also offers coverage for many situations not covered by your basic insurance, including libel, defamation of character, slander, invasion of privacy and more. Plus, it pays your defense costs even when no coverage is provided by your basic policies.

Who needs it?

Could you be an easy target for a big settlement? Do you travel often? Do you entertain guests frequently? Do you operate a home-bases business that requires employees or clients to visit your home on a regular basis?

If your answer is "yes" to any of those questions, you should consider the extra protection provided by an Allied personal umbrella policy.

Even if you said "no", situations can happen  to anyone where a personal umbrella policy might come into play. For example:

                         * You're sued as result of an accident.
                         * You're sued after someone slips and falls on your property.
                         * A natural disaster causes a tree on your property to fall and damage
                            another person's property.

Let Allied help

When you are ready to learn more, we're here. Your Allied agent can explain coverage options and help you choose the best umbrella coverage to fit your needs.